A Dating App Based on Users’ Credit Scores Is Making a Comeback
Summary
Ahead of Valentine's Day, Score aims to promote inclusivity by expanding its offerings. The initiative seeks to create a welcoming environment for all, reflecting a commitment to diversity and connection during the season of love.
Key Insights
How does Score verify users' credit scores, and can other users see my exact credit score on the app?
Score verifies credit scores through a soft credit check, which means the verification process itself won't negatively impact your credit rating. Users enter their name, birthdate, address, and the last four digits of their social security number during signup. However, other users cannot see your exact credit score on the app—they only know that you meet the minimum 675 credit score requirement to be on the platform. Your credit information is used solely to qualify you for membership.
What happens if my credit score is below 675, and is there a way to eventually join Score?
If your credit score is below 675, you cannot initially join Score. However, the app is not purely exclusionary—applicants who don't meet the credit score requirement receive resources and training sessions to help improve their credit scores. Once your score reaches 675 or above, you can reapply and be accepted into the app. This approach reflects Score's dual purpose as both a dating platform and a financial literacy initiative.